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Overview

SMAs – Custom solutions for investors
Separately managed accounts (SMAs) offer a tailored approach to investing that takes into account the unique needs of each investor. Each individual portfolio is overseen by a professional manager.

Investing through an SMA increases financial flexibility
With an SMA, individual investors directly own the stocks, bonds and other securities in the portfolio. The SMAs also:

  • Provide access to a comprehensive range of options, where the investors can pursue a diversified investment strategy – while benefiting from the ability to manage tax implications and liquidity.
  • Allow investors to place limits on gains or losses as well as impose investment restrictions.

Investors appreciate the control that comes with an SMA
An SMA may be an attractive solution for investors who want the ability to influence how their money is invested while still realizing the advantages of professional management. A financial advisor can help clients choose the right manager to create a personalized portfolio.

  • Investment minimum: $100,000-$250,000
  • Funding: May be funded with existing securities and/or cash
Investors can partner with Franklin Templeton to choose from a broad range of customized investment strategies to build a portfolio suited to their individual needs.

Benefits

Personal portfolio management
Portfolios are designed to accommodate a client’s unique investment goals, including the opportunity to set parameters that reflect their moral and ethical values.		 Enhanced tax-efficiency
Each security purchased can be used to establish a separate cost basis, a potentially advantageous strategy for minimizing tax liabilities or in gifting situations.		 Investment flows
Managed accounts eliminate the impact that the purchases and sales of other shareholders may have on funds (e.g., being forced to sell securities in declining markets).		 Full transparency
Investors can receive regular customized reports. All performance data includes full list of current holdings, as well as capital contributions and withdrawals.

Why Franklin Templeton?

Since 1947, Franklin Templeton has been dedicated to delivering exceptional asset management for clients. Our firm offers specialized expertise across different asset classes and styles, managed by our world-class investment teams. As part of one single firm, these teams are supported by the strength and resources of one of the world’s largest asset managers.

A trusted partner
Over $125 billion in SMA assetts under management, making us one of the largest providers in the market.1

Focus on investment excellence

Our independent teams with distinct investment styles and philosophies are backed by exceptional research — and supported by a global platform that includes active risk management and rigorous compliance.

Global perspective shaped by local expertise

We leverage the firsthand research and insights of more than 600 investment professionals around the world to give investors access to global opportunities others might miss.2

Strength and experience

We offer clients the strength and experience gained from decades of active management — and an enduring commitment to reliable, personalized service.

Who are the people behind your investments?

Learn about their backgrounds, how they approach investing and what moves them in their personal and professional lives in this series of short video interviews.

Garey Aitken, CFA
Head of Canadian Equities, ClearBridge Investments

Darcy Briggs, CFA, CPA, CGA, FRM
SVP, Portfolio Manager, Franklin Fixed Income Canada

Watch all PM Unplugged videos

Our commitment

At Franklin Templeton Canada, we believe that our service model for financial advisors is quite unique among SMA money managers. We are committed to Separately Managed Accounts through our dedicated portfolio managers, operations and trading specialists and sales support for financial advisors across Canada. Our personalized approach to investing can help individual and institutional investors achieve their financial goals.

Our partners

  • Aligned ONE UMA
  • BMO Nesbitt Burns Architect Program
  • Desjardins Securities Discretionary Management Service
  • IA Private Wealth Vintage Program
  • Investors Group Program
  • Manulife SMA Program
  • National Bank Ambassador Program
  • Raymond James Partners Program
  • Richardson Wealth
  • RBC Wealth Management
  • ScotiaMcLeod Summit Program
  • TD Waterhouse Premier Managed Portfolios Program
  • Wellington-Atlus Crescent Separately Managed Account Platform

Additional information regarding the firm's policies for valuing portfolios, calculating performance, and preparing compliant presentations are available upon request.

To receive a complete list and description of composites, contact your Franklin Templeton representative at 1.800.897.7286.

Footnotes

  1. As of 12/31/23.
  2. As of 03/31/24. Investment professionals include portfolio managers, portfolio managers/analysts, research analysts and traders of Franklin, Templeton, Franklin Mutual Series, and subsidiary investment management groups.
  3. Franklin Templeton closed its acquisition of Putnam Investments on January 1, 2024.

Important Information

All investments involve risks, including possible loss of principal. Stock prices fluctuate, sometimes rapidly and dramatically, due to factors affecting individual companies, particular industries or sectors or general market conditions. Bond prices are affected by interest rate changes. Bond prices generally move in the opposite direction of interest rates. High-yield, lower-rated bonds generally have greater price swings and higher default risks. These securities carry a greater degree of credit risk relative to investment-grade securities. Special risks are associated with foreign investing, including currency fluctuations, economic instability and political developments. Investments in developing markets involve heightened risks related to the same factors. Smaller, mid-sized and relatively new or unseasoned companies can be particularly sensitive to changing economic conditions, and their prospects for growth are less certain than those of larger, more established companies.

Investors should review their investment objectives, risk tolerance and liquidity needs before choosing a manager. There is no guarantee that investment strategies will work under all market conditions and investors should evaluate their ability to invest for the long term, especially during periods of market downturns.

ClearBridge Investments, LLC is a wholly-owned subsidiary of Franklin Resources, Inc.

Franklin Templeton Canada is a business name used by Franklin Templeton Investments Corp.

Franklin Separately Managed Accounts and Templeton Separately Managed Accounts are divisions of Franklin Templeton Portfolio Advisors, Inc., a subsidiary of Franklin Resources, Inc., a global investment management organization operating as Franklin Templeton Investments.