Performance data represents past performance, which does not guarantee future results. Current performance may differ from figures shown. Investment return and principal value will fluctuate with market conditions, and you may have a gain or loss when you sell your units. 

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus or fund facts document before investing. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.

Distributions are not guaranteed and the proportion of income and return of capital will fluctuate depending on fund returns. Unlike fixed-income securities, there is no obligation to distribute any fixed amount, and reductions in, or suspensions of, distributions may occur that would reduce yield. Distributions are not an indication of performance, rate of return, or yield. Mutual fund distributions are not guaranteed and are set and may change at the discretion of Franklin Templeton Investments Canada.

Series F is available to investors participating in programs that do not require Franklin Templeton to incur distribution costs in the form of trailing commissions to dealers. As a consequence, the management fee on Series F is lower than on Series A. The gross of fees version of Series F does not exist and as a result, investors cannot purchase Series F securities on a gross of fees basis. Performance would have been lower with fees taken into account. 

Series O investors do not pay any of the management fees within the fund but instead pay a separate management and administration fee that they negotiate directly with Franklin Templeton Canada. To qualify to purchase or hold Series O units an investor must meet minimum investment requirements as set out in the fund's current prospectus. For more details on the management and administration fee, please read the prospectus. Performance is presented in Canadian dollars and is gross of fees (before management and custodial fees) of Series O units of the Fund. Taking into account such fees would result in lower rates of return. 

Indexes are unmanaged, and one cannot invest directly in an index. They do not reflect any fees, expenses or sales charges.

Investors can obtain any fund document by contacting a financial advisor or downloading it from the list of fund documents above.

Custom Franklin Quotential Balanced Growth Benchmark is a blended index currently composed of the MSCI All Country World Index-NR (45%), S&P/TSX Composite Total Return Index (15%), FTSE Canada Universe Bond Index (28%) and Bloomberg Multiverse Bond TR Index (100% Hedged into CAD) (12%). The benchmark was changed to reflect a reduction in the home bias of the Fund. Benchmarks are rebalanced monthly and returns are in Canadian dollars. Effective January 1, 2020, the global equity component of the benchmark - the MSCI All Country World Index - has been retrospectively changed from gross returns to net of returns, to better represent the experience of Canadian investors. Net Returns (NR) include income net of maximum foreign withholding tax when dividends are paid. For the period January 1, 2017, to December 31, 2019, the blended index was composed of the MSCI AC World TR Index (NR) (40%), S&P/TSX Composite TR Index (20%), FTSE Canada Universe Bond Index (formerly known as DEX Universe Bond Index, 30%) and Bloomberg Barclays Multiverse Bond Index (hedged, 10%). For the period December 31, 2011, to December 31, 2016, the blended index was composed of the MSCI AC World TR Index (NR) (30%), S&P/TSX Composite TR Index (30%), FTSE Canada Universe Bond Index (30%) and Bloomberg Barclays Multiverse Bond Index (hedged, 10%). For the period January 1, 2009, to December 31, 2011, the blended index was composed of the MSCI AC World TR Index (NR) (25%), S&P/TSX Composite TR Index (35%) and DEX Universe Bond Index (40%). For the period June 1, 2006, to December 31, 2008, the blended index was composed of the MSCI World TR Index (NR) (12%), S&P 500 TR Index (13%), S&P/TSX Composite TR Index (35%) and DEX Universe Bond Index (40%). For the period April 1, 2005, to May 31, 2006, the blended index was composed of the MSCI World TR Index (NR) (13%), S&P 500 TR Index (14%), S&P/TSX Composite TR Index (33%) and Scotia Capital Markets (SCM) Index (40%). For the period August 19, 2002, to March 31, 2005, the blended index was composed of the MSCI World TR Index (NR) (8%), S&P 500 TR Index (19%), S&P/TSX Composite TR Index (33%) and SCM Index (40%).

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