Simplicity Pricing

SIMPLIFIED ACCESS. SIMPLIFIED CHOICE. AND SIMPLIFIED PRICING.

Getting more for less. It’s what we all want. While lower fees are offered by many fund companies, they often come with a number of barriers that make cost savings unattainable to most investors. It doesn’t have to be that way. Our preferred pricing means that more of investors’ hard-earned dollars will be “going to work” in their portfolios, instead of paying fees.

Our Simplicity Pricing program allows Canadian investors to enjoy the benefits of lower fund fees with fewer restrictions and more flexibility.

KEY FEATURES OF FRANKLIN TEMPLETON’S SIMPLICITY PRICING

Fee options

FEE OPTIONS

Simplicity Pricing is available to investors in fee-for-service programs and to investors who compensate advisors through commissions.

Preferred Pricing

LOW PREFERRED PRICING

Simplicity Pricing offers investors some of the lowest fees in the mutual fund industry.

Broad Choice

BROAD CHOICE OF FUNDS

Simplicity Pricing is available on a wide range of Franklin Templeton mutual funds and portfolios.

Simplified Access

SIMPLIFIED ACCESS

Simplicity Pricing allows more Canadians to benefit from reduced mutual fund fees through account linking.

Fee Options

How it works icon

Our Simplicity Pricing is available to investors in fee-for-service programs and to those who compensate advisors through commissions. How you compensate your advisor impacts the fund series available to you.

ADVISOR COMPENSATION

COMMISSION-BASED

The advisor’s compensation is set in the prospectus in the form of commissions and fees, as applicable

FEE-FOR-SERVICE

The advisor’s compensation is negotiated between the investor and the client

CHOICE OF FUND SERIES

Commission-Based Accounts

Investment Minimum of $500

  • Series A
  • Series T (for monthly return of capital)

Investment Minimum of $200,000*

  • Series PA
  • Series PT (for monthly return of capital)

Fee-for-Services Accounts

Investment Minimum of $500

  • Series F
  • Series FT (for monthly return of capital)

Investment Minimum of $100,000*

  • Series PF
  • Series PFT (for monthly return of capital)
*Minimums can be reached by linking related accounts. [more]

LOW Preferred Pricing

Simplified Access icon

Our preferred pricing means that more of investors’ hard-earned dollars will be “going to work” in their portfolios, instead of paying fees.
Pick the applicable account structure and consider the potential savings:

Account StructureFund SeriesInvestment Minimum
Fee-based Account Series PF and PFT $100,000
Commission-based Account Series PA and PT $200,000

Fee-Based Accounts
MANAGEMENT FEES

SELECT Franklin TEMPLETON FUNDSSERIES PF & PFT FEEMorningstar
CATEGORY
MEDIAN
FEE
Franklin ActiveQuant Canadian Fund 0.55%


Canadian/US Equity



0.80%
Franklin Bissett Canadian Dividend Fund 0.70%
Franklin Bissett Canadian Equity Fund
Franklin U.S. Opportunities Fund
Franklin U.S. Rising Dividends Fund
0.75%
Franklin Bissett Small Cap Fund 1.15%
Templeton Growth Fund 0.80%


Global/International Equity



0.85%
Franklin Royce Global Small Cap Premier Fund* 0.90%
Templeton Emerging Markets Fund 1.00%
Franklin Bissett Canadian Balanced Fund 0.65%
Canadian Balanced

0.70%
Franklin Bissett Dividend Income Fund 0.70%
Templeton Global Balanced Fund 0.65%
Global/US Balanced

0.75%
Franklin U.S. Monthly Income Fund 0.70%
Franklin High Income Fund
Templeton Global Bond Fund
0.65%

Global Fixed Income


0.65%
Templeton Global Bond Fund Hedged 0.70%
Source: Morningstar Research Inc. as of September 20., 2021.

Commission-Based Accounts
MANAGEMENT FEES

SELECT Franklin TEMPLETON FUNDSSERIES PA & PT FEE Morningstar
CATEGORY
MEDIAN
FEE
Franklin U.S. Rising Dividends Fund (Hedged) 0.75%



Canadian/US Equity




1.83%
Franklin ActiveQuant Canadian Fund
Franklin ActiveQuant U.S. Fund
1.55%
Franklin Bissett Canadian Dividend Fund 1.70%
Franklin Bissett Canadian Equity Fund
Franklin U.S. Opportunity Fund
Franklin U.S. Rising Dividends Fund 
1.75%
Franklin Bissett Small Cap Fund 2.15%
Templeton Growth Fund
Templeton Growth Fund (Hedged)
1.80%


Global/International Equity



1.85%
Franklin Royce Global Small Cap Premier Fund* 1.90%
Templeton Emerging Markets Fund 2.00%
Franklin Bissett Canadian Balanced Fund 1.65% Canadian Balanced 1.70%
Franklin Bissett Dividend Income Fund 1.70%
Templeton Global Balanced Fund
Franklin U.S. Monthly Income Fund
1.70% Global/US Balanced 1.75%
Franklin High Income Fund 1.15%

Global Fixed Income


1.25%
Templeton Global Bond Fund
Templeton Global Bond Fund Hedged
1.20%
Source: Morningstar Research Inc. as of September 20, 2021.

†Fee-for-service Series PF and PFT are available to investors participating in programs that do not require Franklin Templeton to incur distribution costs in the form of trailing commissions to dealers. As a consequence, the management fee on Series PF and PFT is lower than on Series PA and PT.
*Effective August 9, 2021, Templeton Global Smaller Companies Fund has been renamed Franklin Royce Global Small Cap Premier Fund. The investment objective of the fund remains the same. Certain investment strategies have changed. Please refer to Amendment No.1 to the Simplified Prospectus for the fund, dated June 24, 2021, for further details.

Broad Choice Of Funds

Beoad Choice Of Funds icon

Simplicity Pricing is available on a broad line-up of mutual funds meaning there are now more lower fee options to build diversified portfolios to meet your investment goals.

Beoad Choice Of Funds graph

Simplified Access

icon LOW Preferred Pricing

Account linking with fewer restrictions and relatively lower investment minimums allows more investors to benefit from reduced mutual fund fees.

Account Linking graph

Examples showing how account linking works:

VALUE OF THE ACCOUNTS
CLIENTS ARE INVESTED INSERIES ASERIES F
Parent’s TFSA $70,000 $35,000
Parent’s RRSP $95,000 $45,000
Minor Child’s RESP $25,000 $15,000
Adult Child’s Open Account $10,000 $5,000
TOTAL $200,000 $100,000
Because the minimum is reached, we switch the accounts automatically to: Series PA Series PF

*We require that your financial advisor send us a completed Simplicity Pricing Account Linking Form to link accounts.

With Simplicity Pricing, getting more for less is possible!

For more information about our Simplicity Pricing program please contact your Franklin Templeton Sales Representative or a member of our client services team at 1 (800) 387-0830.