Simplicity Pricing

Simplicity Pricing

SIMPLIFIED ACCESS. SIMPLIFIED CHOICE. AND SIMPLIFIED PRICING.

Getting more for less. It’s what we all want. While lower fees are offered by many fund companies, they often come with a number of barriers that make cost savings unattainable to most investors. It doesn’t have to be that way. Our preferred pricing means that more of investors’ hard-earned dollars will be “going to work” in their portfolios, instead of paying fees.

Our Simplicity Pricing program allows Canadian investors to enjoy the benefits of lower fund fees with fewer restrictions and more flexibility.

KEY FEATURES OF FRANKLIN TEMPLETON’S SIMPLICITY PRICING

FEE OPTIONS

Simplicity Pricing is available to investors in fee-for-service programs and to investors who compensate advisors through commissions.

LOW PREFERRED PRICING

Simplicity Pricing offers investors some of the lowest fees in the mutual fund industry.

BROAD CHOICE OF FUNDS

Simplicity Pricing is available on a wide range of Franklin Templeton mutual funds and portfolios.

SIMPLIFIED ACCESS

Simplicity Pricing allows more Canadians to benefit from reduced mutual fund fees through account linking.

FEE OPTIONS

ADVISOR COMPENSATION

COMMISSION-BASED

The advisor’s compensation is set in the prospectus in the form of commissions and fees, as applicable

FEE-FOR-SERVICE

The advisor’s compensation is negotiated between the investor and the client

CHOICE OF FUND SERIES

Commission-Based Accounts

Investment Minimum of $500

  • Series A
  • Series T (for monthly return of capital)

Investment Minimum of $200,000*

  • Series PA
  • Series PT (for monthly return of capital)

Fee-for-Services Accounts

Investment Minimum of $500

  • Series F
  • Series FT (for monthly return of capital)

Investment Minimum of $100,000*

  • Series PF
  • Series PFT (for monthly return of capital)
*Minimums can be reached by linking related accounts. [more]

LOW Preferred Pricing

Account StructureFund SeriesInvestment Minimum
Fee-based Account Series PF and PFT $100,000
Commission-based Account Series PA and PT $200,000

Fee-Based Accounts
MANAGEMENT FEES

SELECT Franklin TEMPLETON FUNDSSERIES PF & PFT FEEMorningstar
CATEGORY
MEDIAN
FEE
Franklin ActiveQuant Canadian Fund
Franklin ActiveQuant U.S. Fund
0.55%

Canadian/US Equity


1.85%
Franklin Bissett Canadian Dividend Fund 0.70%
Franklin Bissett Canadian Equity Fund
Franklin Bissett Canada Plus Equity Fund
Franklin U.S. Opportunity Fund
Franklin U.S. Rising Dividends Fund
0.75%
Franklin Global Growth Fund
Franklin Mutual Global Discovery Fund
Templeton EAFE Developed Markets Fund
Templeton Growth Fund, Ltd
Templeton International Stock Fund
0.80% Global/International Equity 1.95%
Franklin Bissett Canadian Balanced Fund
Franklin Bissett Monthly Income & Growth Fund
0.65% Canadian Balanced 1.75%
Franklin Bissett Dividend Income Fund 0.70%
Templeton Global Balanced Fund
Franklin U.S. Monthly Income Fund
0.70% Global/US Balanced 1.80%
Franklin Bissett Canadian Short Term Bond Fund 0.40% Canadian Fixed Income 1.15%
Franklin Bissett Canadian Bond Fund
Franklin Bissett Core Plus Bond Fund
Franklin Bissett Corporate Bond Fund
0.50%
Franklin High Income Fund
Franklin Strategic Income Fund
Templeton Global Bond Fund
0.70% Global Fixed Income 1.40%
Source: Morningstar Research Inc. as of October 31., 2018.

Commission-Based Accounts
MANAGEMENT FEES

SELECT Franklin TEMPLETON FUNDSSERIES PA & PT FEEMorningstar
CATEGORY
MEDIAN
FEE
Franklin ActiveQuant Canadian Fund
Franklin ActiveQuant U.S. Fund
1.55%

Canadian/US Equity


1.85%
Franklin Bissett Canadian Dividend Fund 1.70%
Franklin Bissett Canadian Equity Fund
Franklin Bissett Canada Plus Equity Fund
Franklin U.S. Opportunity Fund
Franklin U.S. Rising Dividends Fund
1.75%
Franklin Global Growth Fund
Franklin Mutual Global Discovery Fund
Templeton EAFE Developed Markets Fund
Templeton Growth Fund, Ltd
Templeton International Stock Fund
1.80% Global/International Equity 1.95%
Franklin Bissett Canadian Balanced Fund
Franklin Bissett Monthly Income & Growth Fund
1.65% Canadian Balanced 1.75%
Franklin Bissett Dividend Income Fund 1.70%
Templeton Global Balanced Fund
Franklin U.S. Monthly Income Fund
1.70% Global/US Balanced 1.80%
Franklin Bissett Canadian Short Term Bond Fund 0.90% Canadian Fixed Income 1.15%
Franklin Bissett Canadian Bond Fund
Franklin Bissett Core Plus Bond Fund
Franklin Bissett Corporate Bond Fund
1.00%
Franklin High Income Fund 1.15% Global Fixed Income 1.40%
Franklin Strategic Income Fund
Templeton Global Bond Fund
1.20%
Source: Morningstar Research Inc. as of October 31., 2018.

†Fee-for-service Series PF and PFT are available to investors participating in programs that do not require Franklin Templeton to incur distribution costs in the form of trailing commissions to dealers. As a consequence, the management fee on Series PF and PFT is lower than on Series PA and PT.

BROAD CHOICE OF FUNDS

Simplified Access

Examples showing how account linking works:

VALUE OF THE ACCOUNTS
CLIENTS ARE INVESTED INSERIES ASERIES F
Parent’s TFSA $70,000 $35,000
Parent’s RRSP $95,000 $45,000
Minor Child’s RESP $25,000 $15,000
Adult Child’s Open Account $10,000 $5,000
TOTAL $200,000 $100,000
Because the minimum is reached, we switch the accounts automatically to: Series PA Series PF

*We require that your financial advisor send us a completed Simplicity Pricing Account Linking Form to link accounts.

With Simplicity Pricing, getting more for less is possible!
Please speak to your investment advisor or call our Client Services Team at 1 (800) 387-0830 to learn more about Simplicity Pricing.