Dollar Cost Averaging

Take the guesswork out of investing

With a Dollar Cost Averaging (DCA) strategy, you invest a fixed amount of money at regular intervals, easing your way into the markets and smoothing out the ups and downs of changing prices.

It pays to be disciplined

Let's say you invest $100 every month for 12 months. These charts illustrate how a DCA can help you during rising and volatile markets — a “win-win” situation in both scenarios.

In a rising market environment, your investment is worth $1,819, from 79 units purchased at an average cost of $15.17. That's less than the average unit price of $16.67 over the same time period without using DCA. Over time, you pay less per unit, while your investment continues to grow.

In a more volatile market, you have purchased 244 units at an average cost of $4.93 and your investment is worth $1,949. Over time, your investment value increases using the DCA strategy.

Two strategies

  1. PRE-AUTHORIZED CHEQUING PLAN
    Arrange to have as little as $50 transferred from your bank account to your investment portfolio at regular intervals, making investing more convenient.

  2. LUMP SUM INVESTMENT
    Make a single, lump sum investment today in a safe, low-growth fund and arrange to have it switched at regular intervals into investments with greater growth or income potential.

Get started today

Speak with your investment advisor to determine which option works best for you.