Please accept the terms and conditions before continuing:
[gateway-attention-terms]
[gateway-attention]
THIS SITE IS INTENDED FOR CANADIAN INSTITUTIONAL INVESTORS ONLY. IT IS NOT INTENDED FOR THE GENERAL PUBLIC OR FOR INVESTORS THAT DO NOT RESIDE IN CANADA BY ACCEPTING THIS TERMS OF USE AGREEMENT, YOU CONFIRM THAT YOU ARE ENTITLED, UNDER THE SECURITIES LEGISLATION OF YOUR PROVINCE OF RESIDENCE, TO PURCHASE SECURITIES WITHOUT THE BENEFIT OF A PROSPECTUS BECAUSE YOU ARE (I) AN “ACCREDITED INVESTOR” WITHIN THE MEANING OF NATIONAL INSTRUMENT 45-106 PROSPECTUS AND REGISTRATION EXEMPTIONSAND/OR (II) A “PERMITTED CLIENT” WITHIN THE MEANING OF NATIONAL INSTRUMENT 31-103 REGISTRATION REQUIREMENTS, EXEMPTIONS AND ONGOING REGISTRANT OBLIGATIONS.
If you are a Canadian resident and seek information on products and services available to the general public, please visit the Franklin Templeton public website at franklintempleton.ca. If you do not reside in Canada, please visit our international websites link for assistance with products and services legally available in your place of residence.
Nothing on this Site shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, purchase or sale would be unlawful under the laws of that jurisdiction.
Please read the Terms of Use Agreement and indicate your acceptance.
Don't have an account?
Don't have an account?
Here’s how to transfer your client’s RESP to Franklin Templeton. Whether the transfer is in cash or in kind, the process is the same.
Knowing the difference between eligible and ineligible transfers will help you steer your clients from a decision that might result in over-contributions or grant claw-backs.
A transfer is eligible if:
The relinquishing and receiving plans have a common beneficiary
OR
A beneficiary in the receiving plan is a brother or sister of a beneficiary in the relinquishing plan and the receiving plan is:
A family RESP
OR
An individual RESP that was entered into before the beneficiary the year in which the beneficiary turned 21.
If the above criteria aren’t met, it’s an ineligible transfer which carries the following consequences:
Grant received on the relinquishing account may be returned to the government
AND
The receiving plan will assume the contribution history of the relinquishing plan, potentially triggering over-contributions and tax penalties
More information
Investor Flyer – Client-friendly sales piece that explains the benefits of opening a Franklin Templeton RESP