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CanadaEducation Savings
Registered Education Savings Plans — or RESPs — are designed to help Canadians save for their children’s post-secondary education. And thanks to government grants, those savings can grow quickly.
Resources
- RESP Application Form
- Grant Form (Application for Basic and Additional CESG and CLB)
- Annex A — use this if you’re naming multiple beneficiaries to one RESP
- Annex B — use this if the account owner is not the Primary Care Giver
- Annex C — use this to apply for Saskatchewan Advantage Grant for Education Savings (SAGES)
- Annex D — use this to apply for British Columbia Training and Education Savings Grant (BCTESG)
- RESP Withdrawal Form
Family Plans vs. Individual Plans
Find out what distinguishes Family Plans from Individual Plans.
Grants & Incentives
Learn which government-sponsored incentives may be available to you – and how to apply.
Opening an RESP – preparing for your meeting
Everything you need to open a Franklin Templeton education savings plan.
Contributing to an RESP
Learn about lifetime maximums and the special conditions that apply to beneficiaries who are 16 or 17 years old.
Transferring an RESP to Franklin Templeton
Learn the difference between eligible and ineligible transfers and how to bring your client’s RESP to Franklin Templeton.
Educational Withdrawals
How to withdraw from your RESPs before classes start—and what we accept as proof of enrollment.
Non-Educational Withdrawals
The conditions (and, yes, consequences) of every type of non-educational withdrawal.
