Defined Contribution Plans

We take an interactive, consultative approach to helping plan sponsors achieve their optimal plan design and improve outcomes for their participants. Contact us to learn more about how we can partner with you to help meet your objectives.

Our Approach

With over 20 years of experience serving the unique needs of defined contribution plans, we’ve developed a discerning perspective that enables us to stay in front of evolving industry trends. We believe that a key area of opportunity today is to better serve participants over 50 in their transition to retirement. 

Our unique perspective on retirement and the DC industry informs our approach to the market.

Take a longitudinal view of participants’ careers across multiple employers and plans.

Consider the retirement readiness of households, not just individuals.

Focus on people, not just plans. Most people are not the average participant, and most participants are not in the average plan.

LIFESMART PORTFOLIOS

Designed For Better Outcomes

Franklin LifeSmart® Portfolios is a suite of multi-asset, target-date portfolios available to Group RRSP service providers and pension plan sponsors. They offer:

  • Sophisticated simplicity for plan members who need only answer one question: When do I want to retire?
  • A tested glide path designed to protect investors from investment risk, retirement income shortfall and longevity risk.
  • Multi-asset diversification within each portfolio to provide broad exposure to multiple asset classes.
  • Tactical asset allocation along each glide path to help capitalize on short-term opportunities and manage risk in shifting market and interest rate environments.
  • The global expertise of Franklin Templeton Multi-Asset Solutions, a team that has provided multi-asset strategy solutions to affluent Canadian investors for more than 30 years.

Want to learn more?

Click on the links below for more information on Franklin Templeton LifeSmart Portfolios.

Quarterly Update

As part of our commitment to being your preferred partner, Franklin Templeton Investments is pleased to offer you market insights from the portfolio managers of the Franklin LifeSmart Portfolios.

Webinar Replay: Asset Allocation in Times of Volatility

Webinar Replay: Asset Allocation in Times of Volatility

Our Team

Vilashi Patel

Chris Wright
Vice President, Institutional Investment Services

Simplifying Plan Member Complexity

As an industry, we have begun to broaden our attention from a singular focus on accumulating retirement savings to helping plan members replace income in retirement.

Glide Path Optimization Avoids Slippery Slope of Extended Equity Risk

Why we believe a ‘to’ glide path offers the better solution.

Behavioural Finance and Building Better Retirement Plans

Canada is joining other developed economies in shifting away from defined benefit retirement savings plan in favour of defined contribution workplace retirement savings plans.

Optimizing Plan Design in Defined Contribution

Plan sponsors need to remain attuned to changes and the need to ensure their plans keep pace with the market.

INDUSTRY EVENTS

Here is where you’ll find us this year.

 

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