Glossary

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Rear-Load. See Deferred Sales Charge

Registered Education Savings Plan (RESP): A plan that allows a contributor's investments to grow tax free until a beneficiary is able to use the proceeds to pay the costs of post-secondary education. More information is available on Franklin Templeton Investments RESPs.

Registered Retirement Income Fund (RRIF): A RRIF enables investors to roll-over their RRSP assets into a plan that provides a regular investment income stream at retirement.

Registered Retirement Savings Plan (RRSP): A tax-deferral plan that allows individuals to invest for their retirement. Invested amounts, subject to certain limits, are deductible from taxable income and can compound within the plan tax-free. Franklin Templeton Investments offers a wide variety of RRSP-eligible funds.

[ R ]

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